As the Federal Reserve signals it may cut rates multiple times before year-end, CoFi Lending—being a variable-rate lender—is uniquely positioned to deliver immediate cost savings to borrowers. It’s exactly the right moment to secure your financing and get ahead.
Federal Reserve Signals Rising Momentum for Rate Cuts
Analysts and Fed officials are increasingly pointing toward several 25-basis-point rate reductions in the months ahead:
- A Reuters poll reports economists broadly expect a rate cut in September, with another potential move before year-end.
- Governor Michelle Bowman continues to project three Fed rate cuts before the end of 2025, reinforcing this timeline.
- JPMorgan’s top economist now sees four cuts beginning in September, revising earlier expectations dramatically.
- A Barron’s analysis confirms markets expect over four quarter-point cuts by the end of the year, though historically markets can swing too optimistic.
What This Means for CoFi Borrowers
Every rate cut translates to lower financing costs. This is especially true for CoFi Lending borrowers and others who are borrowing at variable-rate shops. As rates decline, variable-rate borrowers benefit immediately and continuously—making now the best time to get your project funded before the pricing environment shifts.
Rate Cuts Could Resuscitate the Housing Market
Lower borrowing costs typically spur housing demand—a boost for builders, developers, and borrowers alike. Warren Buffett himself has made a strong vote of confidence in the housing sector, and Berkshire Hathaway has deployed nearly $1 billion into homebuilders Lennar and D.R. Horton in 2025 alone. Buffett’s strategic investments suggest he foresees a housing rebound fueled by more affordable financing.
Why Acting Now Pays Off
In a shifting market, timing can make all the difference. Acting now not only helps you secure stronger financing terms, but also positions your projects to capture demand and align with the same signals major investors are already watching.
- Lock in today’s financing: Start your project on favorable terms before the cuts take effect—and benefit immediately.
- Ride the wave of market momentum: Be poised for a housing uptick as demand gains strength.
- Leverage investment signals: Major players like Buffett are already positioning—and so should you.
Take Action Today with CoFi Lending
Don’t wait for the market to catch up. With multiple rate cuts expected and bullish signals all around, securing your financing now means you’ll enjoy lower payments as soon as those cuts land. Let’s position you ahead of the curve—where opportunities rise as rates fall.
For information on CoFi Lending’s loan programs, please visit our Loan Programs page.
