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We’ve officially hit the halfway mark in 2025—and if you’re anything like us, it’s hard to believe how fast the year is flying by. At CoFi, mid-year isn’t a time to slow down. It’s a moment to pause, reflect, and power forward.

From major platform milestones to market-shaping trends, this check-in is your look at where construction finance is heading—and how CoFi is helping lenders, developers, and builders build smarter, manage risk, and streamline builder loans with speed and precision. In the field and the back office, three clear trends are defining success in 2025:

Speed is the Competitive Edge

In today’s high-stakes construction environment, building faster gives you a serious advantage. Digital lending tools are no longer a nice-to-have—they’re essential. CoFi users are accelerating draw approvals and automating workflows, eliminating the bottlenecks that traditionally slow down builds. Replacing spreadsheets with centralized systems means fewer delays—and faster, more efficient project builds powered by smarter builder loan management.

Transparency Builds Trust

Today’s borrowers expect clarity, not chaos. CoFi’s platform delivers real-time notifications, centralized documentation, and a shared source of truth for every stakeholder. When your team and clients are aligned, trust grows—and building progress stays on track. With CoFi, your builder loans are transparent from application to final draw.

Resilience is Predictable (If You’re Prepared)

Economic uncertainty isn’t stopping everyone. The most resilient lenders and developers are building smarter operations by investing in systems that scale without increasing overhead. With CoFi’s automation and back-office tools, they’re managing more builder loans, more projects—and more builds—efficiently and predictably.

Laying the Foundation for What’s Next

We’re proud of how far we’ve come, but there’s more to build—and we’re moving fast. In our home state alone, progress has been made toward building 35,000 starter homes, with 5,100 already built. We’re working closely with developers and lenders to increase housing supply and build stronger communities. That’s the kind of impact we’re here to make.

The second half of 2025 is the ideal time to upgrade your lending relationships, reduce operational risk, and drive excellence across your construction pipeline.

Your Mid-Year Moment Starts Now

If your 2025 goal is to modernize your lending operations or finally ditch the spreadsheets—this is your moment. CoFi is here to help you streamline processes, remove roadblocks, and accelerate your ability to build better, faster.

Let’s make the second half of 2025 your most efficient, profitable, and productive building season yet—powered by better builder loans.

Connect with our team to explore how CoFi can help you build smarter and manage builder loans with confidence.

Here’s to what we’ve built—and everything we’re about to build next.